The HIP-WI Endorsement provides coverage for over 70 different crops insured under the Basic Provisions for both CAT and additional coverage policies, when provided in the actuarial documents. It will be available in counties in the vicinity of the Gulf of Mexico and the Atlantic, as well as Hawaii. If HIP-WI is available in the county, it will be available for all crops in that county insured under the Basic Provisions.

Crops include: Wheat, Blueberries, Onions, Canola, Oats, Rice, Avocados, Pecans, Cotton, Cotton Ex Long Staple, Macadamia Nuts, Macadamia Trees, Forage Seeding, Forage Production, Peaches, Sugarcane, Corn, Sweet Corn, Fresh Market Sweet Corn, Processing Beans, Grain Sorghum, Grapes, Apples, Cranberries, Hybrid Corn Seed, Green Peas, Cabbage, Nursery (FG&C), Nursery Value Select (NVS), Peanuts, Sunflowers, Clary Sage, Hybrid Seed Rice, Soybeans, Peppers, Potatoes, Fresh Market Tomatoes, Tomatoes, Barley, Rye, Fresh Market Beans, Clams, Cucumbers, Sweet Potatoes, Tangerine Trees, Grapefruit, Lemons, Tangelos, Orange Trees, Grapefruit Trees, Lemon Trees, Lime Trees, All Other Citrus Trees, Avocado Trees, Carambola Trees, Mango Trees, Oranges, Flue Cured Tobacco, Fire Cured Tobacco, Burley Tobacco, Maryland Tobacco, Dark Air Tobacco, Cigar Filler Tobacco, Cigar Binder Tobacco, Cigar Wrapper Tobacco, Bananas, Coffee, Papayas, Banana Trees, Coffee Trees, Papaya Trees, Pecan Trees, Mandarins/Tangerines, Sesame, Tangors, Limes, and Hemp.

To be eligible for the HIP-WI Endorsement, you must:

• Have an insurance policy under the Basic Provisions with the same Approved Insurance Provider;

• Elect the HIP-WI Endorsement on or before the HIP-WI sales closing date (SCD);

• Elect a HIP-WI coverage percentage;

• Not have elected the Occurrence Loss Option (OLO) or the Comprehensive Tree Value (CTV) Endorsement for the underlying policy; and

• Comply with all terms and conditions of the HIP-WI Endorsement.

RMA releases the data as soon as it is available from NOAA.  The rainfall and wind extents data is usually available within 30 days.  NOAA also performs quality control to ensure that the data is correct.  The final rainfall data is provided approximately 60 days following the storm, at which point RMA will update the tropical storm triggers.  The wind extent data is usually available in the spring following the hurricane season and RMA will update the hurricane triggers.  RMA will not remove triggers if the final data shows that a county did not trigger.

An indemnity is due when the county loss trigger is identified for the insured county, or adjacent county. For hurricanes, only one indemnity payment per insurance period or per planting period, when applicable, per acre is allowed. For Tropical Storms, two payments are allowed.  No payments shall exceed the HPA.  The Risk Management Agency (RMA) will identify triggered counties on the actuarial documents.

Losses under HIP-WI will be paid within 30 days after the later of the date:

• Federal Crop Insurance Corporation (FCIC) releases the list of counties identified as meeting the county loss trigger;

• The date the insured provides an acceptable acreage report; or

• The conditions in the Basic Provisions sections 14(f)(2)-(4) are met.